Sport is an important part of American culture, and one of the defining factors of the American people. People from the United States participate and watch a lot of different sports, although it could be argued that there are a few sports that have a particularly American spirit. Of these distinctive American sports, people often talk about the ‘big three’, being baseball, American football, and basketball. Other popular sports in the United States of America include stock car racing, ice hockey, tennis, and soccer, although practically every kind of sport has some kind of following on American soil. Like most western nations, sports insurance (http://www.insurance64.co.uk/sports/general-sport-insurance/) has become an increasingly popular way to protect the financial well being of Americas professional sports people and sporting organisations.
Sports insurance comes in a wide variety of different forms, from liability policies purchased by sports clubs and associations through to personal injury, life insurance, and accident policies taken out by professional sports people. Sports related contracts can be purchased from many large insurance companies, and smaller niche firms also exist who deal exclusively with sports insurance. Sports insurance is an important part of American sport, and many professional competitions would be unable to exist without the coverage provided by dedicated sports contracts.

Some of the types of sports insurance that are on the market include accident insurance, liability insurance, property insurance, and contingency insurance. These categories are further extended into a number of different policies, suitable for participants, coaches, teams, associations, and event organisers. Much of the sports insurance on the market is a variation of regular insurance products, with different levels of coverage, variations in exclusions, and alternate rates to deal with particular levels of risk. Sports insurance is integral to modern American sport and the professional sports industry, and its use is only likely to increase in the future as more people become interested in managing the financial and legal risks associated with their favourite activities.